Expected closing costs

There are certain normal expenses accompanying closing the sale of a home. These expenses are usually split between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Closing costs that are tied to your mortgage    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, not only will I work to get the highest sales price, but I'll also campaign for reduced closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you are aware of exactly where your money is going.

Buyers: If you are purchasing a property in Orlando, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a suitable range so you're not stunned when you show up at the closing appointment. I'll be happy to go over the estimate with you, answering your questions and highlighting any estimates in question.

Finding the right home at the right price is just one part of a real estate transaction. G World Properties is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 407-297-8500 if your needs include a real estate pro ready for the business side of real estate.

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